Help, in plain terms.

A paycheck-anchored money app. Connect your bank once, and Lefover shows what is safe to spend: money in checking, minus the bills still due this cycle, minus what you set aside. Nothing else is counted.

Anyone who knows their bank balance but still isn't sure what they can actually spend. If you've ever opened your banking app, seen a number, and felt confused rather than confident, Lefover is built for you.

Lefover is a mobile app for iPhone and Android. There is no web or desktop version of the product. This site explains it; the app lives on your phone.

Yes. Fourteen days, with full access to every feature. The trial runs through your app store account, and if you cancel before day 14 ends you are not charged.

From the app. You sign in through your bank's own connection flow, on your device, and authorize a read-only connection. Your credentials never touch Lefover's servers.

Lefover connects through the standard read-only bank connection available in each region it operates in. If your bank does not connect, write to us and we will look into it.

Up to three. Any mix of checking and credit. Savings accounts are not tracked because Lefover is about money you'll spend, not money you've already moved to savings. Credit cards are watched for utilization alerts but never added to your safe-to-spend number.

Disconnect from Settings whenever you want. Disconnecting a bank asks for your device biometric or passcode again, and the safe-to-spend math stops counting that account.

A cycle is the time between one paycheck and the next. For most people that's two weeks or a month. Lefover uses your cycle as the unit of time for every calculation. The safe-to-spend number always answers "through the rest of this cycle."

From the deposits arriving in your connected accounts. You confirm your income when you set up, and cycles anchor to those paydays from then on, including several incomes on different schedules.

The cycle moves with it. Lefover anchors to the day money actually lands, not the calendar, so a late paycheck extends the current cycle until the deposit arrives.

Yes. With no reliable paycheck, runway mode gives you a daily allowance to a horizon you choose. Pick the date you are steering toward, and what you have becomes an even daily pace until then.

One plan. $15.99 a month, or $175.89 a year (one month free). Every feature is included. There is no premium tier and no upsell.

You start with 14 days of the full product. Billing runs through your app store account, and nothing is charged if you cancel before day 14 ends. After the trial, the plan you picked begins.

Any time, through your device's subscription settings. The app store applies the change the way it handles any subscription switch.

Yes. Cancel from your device's subscription settings and you keep access through the end of the period you paid for. If your subscription stays lapsed, your data is deleted after 90 days, with a reminder before that happens.

No. The bank connection is read-only. It can see transactions, and it can never move money or pay anyone. The security page covers this claim by claim.

Your transactions and balances from the connected accounts, the paycheck and bill patterns detected from them, your preferences, and an access token for the bank connection, encrypted. Your bank credentials are never among it; they never touch Lefover's servers.

Everything travels encrypted between the app and Lefover, and in production the app pins Lefover's certificates. Sensitive tokens are encrypted at rest with AES-256-GCM. The security page lists every claim we make, and none we cannot.

In the region you signed up in. Separate databases for the United States, Canada, and the United Kingdom. Your data lives in yours and is never shared across regions.

From the app, yourself, any time. Deleting your account asks for your device biometric or passcode again before it runs.

It is deleted after 90 days, with a reminder before that happens. Come back inside that window and your history is still there.

You start a new account in the new region. Data is never shared across regions, so nothing moves with you, and the old account follows the deletion rules above.

That is usually the bank posting the same transaction twice, once pending and once cleared, and it normally resolves on its own once the bank settles it. If it stays doubled, write to us from the app and we will look at it.

Open the number's breakdown in the app. It shows exactly what was subtracted: the bills still due this cycle and the money you set aside in reserves. Most of the time the surprise is a bill you did not expect to be reserved yet.

Check that notifications are enabled for Lefover in your device settings. If they are, the bank may not have posted the deposit yet; Lefover speaks when the money actually lands.

Reopen the app and use the support flow in Settings to tell us what happened. Diagnostics are scrubbed of personal data before they leave the device, so what we receive is technical detail, never your finances.