Lefover The first time you open Lefover takes about three minutes. By the end of it, you’ll have one number that tells you what’s safe to spend for the rest of this cycle, whether it resets on payday or on a cycle day you choose.
Step 1. Download the app
Open the App Store on iPhone or Google Play on Android and search for Lefover. Tap install. The app is free to download. You get a 14-day free trial when you sign up.
Step 2. Pick your region, then sign in
Before you create an account, Lefover asks which region you are in. Pick the one your bank accounts are in. Your region is fixed to the account from that point on: data is never shared across regions, so moving to a different region later means starting a new account there.
Then choose Sign in with Apple on iPhone or Sign in with Google on Android. We don’t ask for a password. We don’t store one. The sign-in service handles your identity; we just learn that it’s you.
Step 3. Connect your first bank
After sign-in, you’ll see a screen explaining how the bank connection works. Read it; it tells you what we will and won’t see. Tap Continue.
You’ll search for your bank, sign in with your bank’s normal screen (we never see your password), and authorize a read-only connection.
You can connect up to three accounts total (any mix of checking and credit). Lefover doesn’t track savings accounts because the math is about money you’ll spend, not money you’ve already moved out of reach.
Step 4. Pick your income
Lefover reads the transaction history it just fetched, up to two years of it, and looks for deposits that repeat. It then shows you every recurring income it found and asks which ones are yours. You can pick more than one, which is how several incomes on different schedules are handled. This step usually takes under two minutes.
If your income is irregular (freelance, multiple jobs, side income that doesn’t repeat on a schedule), Lefover offers Runway mode. You choose how long a cycle runs (weekly, every two weeks, twice a month, or monthly), and a fresh one opens on your cycle day, on that rhythm.
Step 5. See your first safe-to-spend number
The home screen now shows one number: what’s safe to spend through the rest of this cycle, whether it resets on payday or on the cycle day you chose. That’s the whole product. We’ll do the math from here on; you just look.
Pull down to refresh. Tap the number to see the breakdown of how we got there. That’s it.
What’s next
Optional things you can do later:
- Choose which notifications you want. Lefover can tell you about new bills, a bill whose amount changed, a late bill, new income, late income, a bank connection that needs attention, a credit card crossing the alert level you set, goal reminders, outgoing transfers it spots, and purchases that match money you set aside. Each one is a switch you control.
- Turn on App lock to keep the app private from a casual glance at your screen.
None of these are required. Lefover works fully without them.