Lefover Know what's left until payday
Your balance says what's in the bank, not what's yours to spend. Lefover finds your bills, sets their money aside, and shows the one number that's safe to spend.
14 days free, then $15.99 a month. Up to 3 accounts.
Not open in the United StatesCanadathe United Kingdomyour region yet. Join the waitlist and we will email you on launch day.
lefover.com/download
Scan the code with your phone camera.
One number that says what's safe to spend
Money in checking, minus the bills still due this cycle, minus what you set aside. Lefover keeps it current as you spend, so one glance says where you stand.
Bills found, money set aside
Lefover reads your bank history, finds your bills and paychecks, and holds back what the bills need before you see the number. You confirm them once, and nothing is ever entered by hand.
Stay on top of your spending
Every purchase arrives from your bank already sorted into a category. Read it back by day, week, month, or year, with two years of history from the day you connect.
Set money aside
Name a reserve and pick the cycles it is held in. Lefover sets the money aside the day each cycle starts.
Reach a goal
Pick the cycles you will move money in. When the transfer leaves checking, Lefover counts it.
Every transaction, logged for you
Transactions arrive on their own, sorted into categories.
Keep an eye on your cards
Set an alert level per card. Lefover tells you when you cross it.
See how each cycle went
What you kept, how fast you spent, and whether every bill landed on time.
Cycles that match your paydays
A fresh cycle starts each payday. No regular paycheck? It starts on a cycle day you choose instead.
Alerts you choose
Late paycheck, bill due, card over its limit, cycle closed. Each one is a switch.
Get started in minutes
Three steps, about two minutes.
Connect your bank
Sign in on your bank's own screen. Read-only, up to 3 accounts.
Confirm your bills
Lefover finds them. You tick the ones that are yours.
Done
Your safe-to-spend number is ready.
See how the number is made
Drag the slider to change the paycheck. The four bills and two reserves stay the same.
Figures are an example, not a promise.
What Lefover does that the others don't
Compared with the apps most people have tried.
| Lefover | The others | |
|---|---|---|
| One number: safe to spend until payday | Yes | No |
| Cycles that run payday to payday | Yes | No |
| Bills found and their money set aside first | Yes | No |
| Runway mode for income without a schedule | Yes | No |
| Setup is confirming the bills found | Yes | No |
The others are YNAB, Monarch, Copilot, and Rocket Money, described from each app's own website, August 2026.
What's next
All included when they land. Nothing extra to buy.
Lefover Connect
Coming soonPlug Lefover into the AI assistant you already use and ask about your money from there.
Ask Lefover
Coming soonAsk about your own spending, bills, and cycles, right in the app.
Widgets
Coming soonYour safe-to-spend number on your home screen, before the app is even open.
Voice
Coming soonAsk your phone's voice assistant what's coming up and hear your real numbers back.
Cycle recap
Coming soonWhen a cycle closes, a report on how it went arrives in your inbox.
Deep dive
Coming soonA full spending report, made when you ask for it and sent to your email.
Read-only connection
Lefover can see transactions and balances. It cannot move money or pay anyone.
Your login stays with your bank
You sign in on your bank's own screen. Lefover keeps an encrypted token.
Encrypted on the way and at rest
Everything between the app and Lefover is encrypted. Tokens are encrypted at rest.
Your data stays in your country
Separate databases for the US, Canada, and the UK.
See your number before payday
Know what's left. Spend what's right.
14 days free. Up to 3 accounts.
One email, on launch day.